SECTION 1.1031(j)-1.   EXCHANGES OF MULTIPLE PROPERTIES. 

(a) INTRODUCTION--

     (1) OVERVIEW. As a general rule, the application of section 1031
     requires a property-by-property comparison for computing the gain
     recognized and basis of property received in a like-kind exchange.
     This section provides an exception to this general rule in the case
     of an exchange of multiple properties. An exchange is an exchange of
     multiple properties if, under paragraph (b)(2) of this section, more
     than one exchange group is created. In addition, an exchange is an
     exchange of multiple properties if only one exchange group is created
     but there is more than one property being transferred or received
     within that exchange group. Paragraph (b) of this section provides
     rules for computing the amount of gain recognized in an exchange of
     multiple properties qualifying for nonrecognition of gain or loss
     under section 1031. Paragraph (c) of this section provides rules for
     computing the basis of properties received in an exchange of multiple
     properties qualifying for nonrecognition of gain or loss under
     section 1031.

     (2) GENERAL APPROACH.

          (i) In general, the amount of gain recognized in an exchange of
          multiple properties is computed by first separating the
          properties transferred and the properties received by the
          taxpayer in the exchange into exchange groups in the manner
          described in paragraph (b)(2) of this section. The separation of
          the properties transferred and the properties received in the
          exchange into exchange groups involves matching up properties of
          a like kind of like class to the extent possible. Next, all
          liabilities assumed by the taxpayer as part of the transaction
          are offset by all liabilities of which the taxpayer is relieved
          as part of the transaction, with the excess liabilities assumed
          or relieved allocated in accordance with paragraph (b)(2)(ii) of
          this section. Then, the rules of section 1031 and the
          regulations thereunder are applied separately to each exchange
          group to determine the amount of gain recognized in the
          exchange. See Sections 1.1031(b)-1 and 1.1031(c)-1. Finally, the
          rules of section 1031 and the regulations thereunder are applied
          separately to each exchange group to determine the basis of the
          properties received in the exchange. See Sections 1.1031(d)-1
          and 1.1031(d)-2.

          (ii) For purposes of this section, the exchanges are assumed to
          be made at arms' length, so that the aggregate fair market value
          of the property received in the exchange equals the aggregate
          fair market value of the property transferred. Thus, the amount
          realized with respect to the properties transferred in each
          exchange group is assumed to equal their aggregate fair market
          value.

(b) COMPUTATION OF GAIN RECOGNIZED--

     (1) IN GENERAL. In computing the amount of gain recognized in an
     exchange of multiple properties, the fair market value must be
     determined for each property transferred and for each property
     received by the taxpayer in the exchange. In addition, the adjusted
     basis must be determined for each property transferred by the
     taxpayer in the exchange.

     (2) EXCHANGE GROUPS AND RESIDUAL GROUP. The properties transferred
     and the properties received by the taxpayer in the exchange are
     separated into exchange groups and a residual group to the extent
     provided in this paragraph (b)(2).

          (i) EXCHANGE GROUPS. Each exchange group consists of the
          properties transferred and received in the exchange, all of
          which are of a like kind or like class. If a property could be
          included in more than one exchange group, the taxpayer may
          include the property in any of those exchange groups. Property
          eligible for inclusion within an exchange group does not include
          money or property described in section 1031(a)(2) (i.e., stock
          in trade or other property held primarily for sale, stocks,
          bonds, notes, other securities or evidences of indebtedness or
          interest, interests in a partnership, certificates of trust or
          beneficial interests, or choses in action). For example, an
          exchange group may consist of all exchanged properties that are
          within the same General Asset Class or within the same Product
          Class (as defined in Section 1.1031(a)-2(b)). Each exchange
          group must consist of at least one property transferred and at
          least one property received in the exchange.

          (ii) TREATMENT OF LIABILITIES.

               (A) All liabilities assumed by the taxpayer as part of the
               exchange are offset against all liabilities of which the
               taxpayer is relieved as part of the exchange, regardless of
               whether the liabilities are recourse or nonrecourse and
               regardless of whether the liabilities are secured by or
               otherwise relate to specific property transferred or
               received as part of the exchange. See Sections 1.1031
               (b)-1(c) and 1.1031(d)-2. For purposes of this section,
               liabilities assumed by the taxpayer as part of the exchange
               consist of liabilities of the other party to the exchange
               assumed by the taxpayer and liabilities subject to which
               the other party's property is transferred in the exchange.
               Similarly, liabilities of which the taxpayer is relieved as
               part of the exchange consist of liabilities of the taxpayer
               assumed by the other party to the exchange and liabilities
               subject to which the taxpayer's property is transferred.

               (B) If there are excess liabilities assumed by the taxpayer
               as part of the exchange (i.e., the amount of liabilities
               assumed by the taxpayer exceeds the amount of liabilities
               of which the taxpayer is relieved), the excess is allocated
               among the exchange groups (but not to the residual group)
               in proportion to the aggregate fair market value of the
               properties received by the taxpayer in the exchange groups.
               The amount of excess liabilities assumed by the taxpayer
               that are allocated to each exchange group may not exceed
               the aggregate fair market value of the properties received
               in the exchange group.

               (C) If there are excess liabilities of which the taxpayer
               is relieved as part of the exchange (i.e., the amount of
               liabilities of which the taxpayer is relieved exceeds the
               amount of liabilities assumed by the taxpayer), the excess
               is treated as a Class I asset for purposes of making
               allocations to the residual group under paragraph
               (b)(2)(iii) of this section.

               (D) Paragraphs (b)(2)(ii)(A), (B), and (C) of this section
               are applied in the same manner even if section 1031 and
               this section apply to only a portion of a larger
               transaction (such as a transaction described in section
               1060(c) and Section 1.1060-1T(b)). In that event, the
               amount of excess liabilities assumed by the taxpayer or the
               amount of excess liabilities of which the taxpayer is
               relieved is determined based on all liabilities assumed by
               the taxpayer and all liabilities of which the taxpayer is
               relieve as part of the larger transaction.

          (iii) RESIDUAL GROUP. If the aggregate fair market value of the
          properties transferred in all of the exchange groups differs
          from the aggregate fair market value of the properties received
          in all of the exchange groups (taking liabilities into account
          in the manner described in paragraph (b)(2)(ii) of this
          section), a residual group is created. The residual group
          consists of an amount of money or other property having an
          aggregate fair market value equal to that difference. The
          residual group consists of either money or other property
          transferred in the exchange or money or other property received
          in the exchange, but not both. For this purpose, other property
          includes property described in section 1031(a)(2) (i.e., stock
          in trade or other property held primarily for sale, stocks,
          bonds, notes, other securities or evidences of indebtedness or
          interest, interests in a partnership, certificates of trust or
          beneficial interests, or choses in action), property transferred
          that is not of a like kind or like class with any property
          received, and property received that is not of a like kind or
          like class with any property transferred. The money and
          properties that are allocated to the residual group are
          considered to come from the following assets in the following
          order: first from Class I assets, then from Class II assets,
          then from Class III assets, and then from Class IV assets. The
          terms Class I assets, Class II assets, Class III assets, and
          Class IV assets have the same meanings as in Section
          1.1060-1T(d). Within each Class, taxpayers may choose which
          properties are allocated to the residual group.

          (iv) EXCHANGE GROUP SURPLUS AND DEFICIENCY. For each of the
          exchange groups described in this section, an "exchange group
          surplus" or "exchange group deficiency," if any, must be
          determined. An exchange group surplus is the excess of the
          aggregate fair market value of the properties received (less the
          amount of any excess liabilities assumed by the taxpayer that
          are allocated to that exchange group), in an exchange group over
          the aggregate fair market value of the properties transferred in
          that exchange group. An exchange group deficiency is the excess
          of the aggregate fair market value of the properties transferred
          in an exchange group over the aggregate fair market value of the
          properties received (less the amount of any excess liabilities
          assumed by the taxpayer that are allocated to that exchange
          group) in that exchange group.

     (3) AMOUNT OF GAIN RECOGNIZED.--

          (i) For purposes of this section, the amount of gain or loss
          realized with respect to each exchange group and the residual
          group is the difference between the aggregate fair market value
          of the properties transferred in that exchange group or residual
          group and the properties' aggregate adjusted basis. The gain
          realized with respect to each exchange group is recognized to
          the extent of the lesser of the gain realized and the amount of
          the exchange group deficiency, if any. Losses realized with
          respect to an exchange group are not recognized. See section
          1031(a) and (c). The total amount of gain recognized under
          section 1031 in the exchange is the sum of the amount of gain
          recognized with respect to each exchange group. With respect to
          the residual group, the gain or loss realized (as determined
          under this section) is recognized as provided in section 1001 or
          other applicable provision of the Code.

          (ii) The amount of gain or loss realized and recognized with
          respect to properties transferred by the taxpayer that are not
          within any exchange group or the residual group is determined
          under section 1001 and other applicable provisions of the Code,
          with proper adjustments made for all liabilities not allocated
          to the exchange groups or the residual group.


(c) COMPUTATION OF BASIS OF PROPERTIES RECEIVED. In an exchange of
multiple properties qualifying for nonrecognition of gain or loss under
section 1031 and this section, the aggregate basis of properties received
in each of the exchange groups is the aggregate adjusted basis of the
properties transferred by the taxpayer within that exchange group,
increased by the amount of gain recognized by the taxpayer with respect to
that exchange group, increased by the amount of the exchange group surplus
or decreased by the amount of the exchange group deficiency, and increased
by the amount, if any, of excess liabilities assumed by the taxpayer that
are allocated to that exchange group. The resulting aggregate basis of
each exchange group is allocated proportionately to each property received
in the exchange group in accordance with its fair market value. The basis
of each property received within the residual group (other than money) is
equal to its fair market value.


(d) EXAMPLES. The application of this section may be illustrated by the
following examples:

     EXAMPLE 1.

          (i) K exchanges computer A (asset class 00.12) and automobile A
          (asset class 00.22), both of which were held by K for productive
          use in its business, with W for printer B (asset class 00.12)
          and automobile B (asset class 00.22), both of which will be held
          by K for productive use in its business. K's adjusted basis and
          the fair market value of the exchanged properties are as
          follows:




                                                FAIR
                            ADJUSTED            MARKET
                            BASIS               VALUE
                            --------            ------
    Computer A               $375              $1,000
    Automobile A            1,500               4,000
    Printer B                                   2,050
    Automobile B                                2,950



          (ii) Under paragraph (b)(2) of this section, the properties
          exchanged are separated into exchange groups as follows:

               (A) The first exchange group consists of computer A and
               printer B (both are within the same General Asset Class)
               and, as to K, has an exchange group surplus of $1050
               because the fair market value of printer B ($2050) exceeds
               the fair market value of computer A ($1000) by that amount.

               (B) The second exchange group consists of automobile A and
               automobile B (both are within the same General Asset Class)
               and, as to K, has an exchange group deficiency of $1050
               because the fair market value of automobile A ($4000)
               exceeds the fair market value of automobile B ($2950) by
               that amount.

          (iii) K recognizes gain on the exchange as follows:

               (A) With respect to the first exchange group, the amount of
               gain realized is the excess of the fair market value of
               computer A ($1000) over its adjusted basis ($375), or $625.
               The amount of gain recognized is the lesser of the gain
               realized ($625) and the exchange group deficiency ($0), or
               $0.

               (B) With respect to the second exchange group, the amount
               of gain realized is the excess of the fair market value of
               automobile A ($4000) over its adjusted basis ($1500), or
               $2500. The amount of gain recognized is the lesser of the
               gain realized ($2500) and the exchange group deficiency
               ($1050), or $1050.

          (iv) The total amount of gain recognized by K in the exchange is
          the sum of the gains recognized with respect to both exchange
          groups ($0 + $1050), or $1050.

          (v) The bases of the property received by K in the exchange,
          printer B and automobile B, are determined in the following
          manner:

               (A) The basis of the property received in the first
               exchange group is the adjusted basis of the property
               transferred within the exchange group ($375), increased by
               the amount of gain recognized with respect to that exchange
               group ($0), increased by the amount of the exchange group
               surplus ($1050), and increased by the amount of excess
               liabilities assumed allocated to that exchange group ($0),
               or $1425. Because printer B was the only property received
               within the first exchange group, the entire basis of $1425
               is allocated to printer B.

               (B) The basis of the property received in the second
               exchange group is the adjusted basis of the property
               transferred within that exchange group ($1500), increased
               by the amount of gain recognized with respect to that
               exchange group ($1050), decreased by the amount of the
               exchange group deficiency ($1050), and increased by the
               amount of excess liabilities assumed allocated to that
               exchange group ($0), or $1500. Because automobile B was the
               only property received within the second exchange group,
               the entire basis of $1500 is allocated to automobile B.

     EXAMPLE 2.

          (i) F exchanges computer A (asset class 00.12) and automobile A
          (asset class 00.22), both of which were held by F for productive
          use in its business, with G for printer B (asset class 00.12)
          and automobile B (asset class 00.22), both of which will be held
          by F for productive use in its business, and corporate stock and
          $500 cash. The adjusted basis and fair market value of the
          properties are as follows:



                                            FAIR
                        ADJUSTED            MARKET
                        BASIS               VALUE
                        --------            ------
     Computer A           $375              $1,000
     Automobile A        3,500               4,000
     Printer B                                 800
     Automobile B                            2,950
     Corporate stock                           750
     Cash                                      500



          (ii) Under paragraph (b)(2) of this section, the properties
          exchanged are separated into exchange groups as follows:

               (A) The first exchange group consists of computer A and
               printer B (both are within the same General Asset Class)
               and, as to F, has an exchange group deficiency of $200
               because the fair market value of computer A ($1000) exceeds
               the fair market value of printer B ($800) by that amount.

               (B) The second exchange group consists of automobile A and
               automobile B (both are within the same General Asset Class)
               and, as to F, has an exchange group deficiency of $1050
               because the fair market value of automobile A ($4000)
               exceeds the fair market value of automobile B ($2950) by
               that amount.

               (C) Because the aggregate fair market value of the
               properties transferred by F in the exchange groups ($5,000)
               exceeds the aggregate fair market value of the properties
               received by F in the exchange groups ($3750) by $1250,
               there is a residual group in that amount consisting of the
               $500 cash and the $750 worth of corporate stock.

          (iii) F recognizes gain on the exchange as follows:

               (A) With respect to the first exchange group, the amount of
               gain realized is the excess of the fair market value of
               computer A ($1000) over its adjusted basis ($375), or $625.
               The amount of gain recognized is the lesser of the gain
               realized ($625) and the exchange group deficiency ($200),
               or $200.

               (B) With respect to the second exchange group, the amount
               of gain realized is the excess of the fair market value of
               automobile A ($4000) over its adjusted basis ($3500), or
               $500. The amount of gain recognized is the lesser of the
               gain realized ($500) and the exchange group deficiency
               ($1050), or $500.

               (C) No property transferred by F was allocated to the
               residual group. Therefore, F does not recognize gain or
               loss with respect to the residual group.

          (iv) The total amount of gain recognized by F in the exchange is
          the sum of the gains recognized with respect to both exchange
          groups ($200 + $500), or $700.

          (v) The bases of the properties received by F in the exchange
          (printer B, automobile B, and the corporate stock) are
          determined in the following manner:

               (A) The basis of the property received in the first
               exchange group is the adjusted basis of the property
               transferred within that exchange group ($375), increased by
               the amount of gain recognized with respect to that exchange
               group ($200), decreased by the amount of the exchange group
               deficiency ($200), and increased by the amount of excess
               liabilities assumed allocated to that exchange group ($0),
               or $375. Because printer B was the only property received
               within the first exchange group, the entire basis of $375
               is allocated to printer B.

               (B) The basis of the property received in the second
               exchange group is the adjusted basis of the property
               transferred within that exchange group ($3500), increased
               by the amount of gain recognized with respect to that
               exchange group ($500), decreased by the amount of the
               exchange group deficiency ($1050), and increased by the
               amount of excess liabilites assumed allocated to that
               exchange group ($0), or $2950. Because automobile B was the
               only property received within the second exchange group,
               the entire basis of $2950 is allocated to automobile B.

               (C) The basis of the property received within the residual
               group (the corporate stock) is equal to its fair market
               value or $750. Cash of $500 is also received within the
               residual group.

     EXAMPLE 3.

          (i) J a                               500



          (ii) Under paragraph (b)(2) of this section, the properties
          exchanged are separated into exchange groups as follows:

               (A) The first exchange group consists of computer A and
               printer B (both are within the same General Asset Class)
               and, as to F, has an exchange group deficiency of $200
               because the fair market value of computer A ($1000) exceeds
               the fair market value of printer B ($800) by that amount.

               (B) The second exchange group consists of automobile A and
               automobile B (both are within the same General Asset Class)
               and, as to F, has an exchange group deficiency of $1050
               because the fair market value of automobile A ($4000)
               exceeds the fair market value of automobile B ($2950) by
               that amount.

               (C) Because the aggregate fair market value of the
               properties transferred by F in the exchange groups ($5,000)
               exceeds the aggregate fair market value of the properties
               received by F in the exchange groups ($3750) by $1250,
               there is a residual group in that amount consisting of the
               $500 cash and the $750 worth of corporate stock.

          (iii) F recogniznd H enter into an exchange of the following
          properties. All of the property (except for the inventory)
          transferred by J was held for productive use in J's business.
          All of the property received by J will be held by J for
          productive use in its business.


__________________________________________________________________________


             J TRANSFERS:                        H TRANSFERS:
--------------------------------------       -----------------------
                                FAIR                          FAIR
               ADJUSTED         MARKET                        MARKET
PROPERTY       BASIS            VALUE         PROPERTY        VALUE
--------       --------         ------       --------         -------

Computer A      $1,500          $5,000       Computer Z        $4,500

Computer B         500           3,000       Printer Y          2,500

Printer C        2,000           1,500       Real Estate X    hin the same
Product Class (SIC Code 3531)) and, as to J, has an exchange group
deficiency of $500 ($2500  -  $2000).

               (D) Because the aggregate fair market value of the
               properties transferred by J in the exchange groups
               ($15,800) exceeds the aggregate fair market value of the
               properties received by J in the exchange groups ($14,000)
               by $1800, there is a residual group in that amount
               consisting of the $1800 cash (a Class I asset).

               (E) The transaction also includes a taxable exchange of
               inventory (which is property described in section 1031
               (a)(2)) for truck T (which is not of a like kind or like
               class to any property transferred in the exchange).

          (iii) J recognizes gain on the transaction as follows:

               (A) With respect to the first exchange group, the amount of
               gain realized is the excess of the aggregate fair market
               value of the properties transferred in the exchange group
               ($9500) over the aggregate adjusted basis ($4000), or
               $5500. The amount of gain recognized is the lesser of the
               gain realized ($5500) and the exchange group deficiency
               ($2500), or $2500.

               (B) With respect to the second exchange group, the amount
               of gain realized is the excess of the aggregate fair market
               value of the properties transferred in the exchange group
               ($3800) over the aggregate adjusted basis ($1200), or
               $2600. The amount of gain recognized is the lesser of the
               gain realized ($2600) and the exchange group deficiency
               ($0), or $0.

               (C) With respect to the third exchange group, a loss is
               realized in the amount of $800 because the fair market
               value of the property transferred in the exchange group
               ($2500) is less than its adjusted basis ($3300). Although a
               loss of $800 was realized, under section 1031(a) and (c)
               losses are not recognized.

               (D) No property transferred by J was allocated to the
               residual group. Therefore, J does not recognize gain or
               loss with respect to the residual group.

               (E) With respect to the taxable exchange of inventory for
               truck T, gain of $700 is realized and recognized by J
               (amount realized of $1700 (the fair market value of truck
               T) less the adjusted basis of the inventory ($1000)).

          (iv) The total amount of gain recognized by J in the transaction
          is the sum of the gains recognized under section 1031 with
          respect to each exchange group ($2500 + $0 + $0) and any gain
          recognized outside of section 1031 ($700), or $3200.

          (v) The bases of the property received by J in the exchange are
          determined in the following manner:

               (A) The aggregate basis of the properties received in the
               first exchange group is the adjusted basis of the
               properties transferred within that exchange group ($4000),
               increased by the amount of gain recognized with respect to
               that exchange group ($2500), decreased by the amount of the
               exchange group deficiency ($2500), and increased by the
               amount of excess liabilities assumed allocated to that
               exchange group ($0), or $4000. This $4000 of basis is
               allocated proportionately among the assets received within
               the first exchange group in accordance with their fair
               market values: Computer Z's basis is $2571 ($4000  x
               $4500/$7000); printer Y's basis is $1429 ($4000  x
               $2500/$7000).

               (B) The aggregate basis of the properties received in the
               second exchange group is the adjusted basis of the
               properties transferred within that exchange group ($1200),
               increased by the amount of gain recognized with respect to
               that exchange group ($0), increased by the amount of the
               exchange group surplus ($1200), and increased by the amount
               of excess liabilities assumed allocated to that exchange
               group ($0), or $2400. This $2400 of basis is allocated
               proportionately among the assets received within the second
               exchange group in accordance with their fair market values:
               Real estate X's basis is $480 ($2400  x  $1000/$5000); real
               estate W's basis is $1920 ($2400  x  $4000/$5000).

               (c) The basis of the property received in the third
               exchange group is the adjusted basis of the property
               transferred within that exchange group ($3300), increased
               by the amount of gain recognized with respect to that
               exchange group ($0), decreased by the amount of the
               exchange group deficiency ($500), and increased by the
               amount of excess liabilities assumed allocated to that
               exchange group ($0), or $2800. Because grader V was the
               only property received within the third exchange group, the
               entire basis of $2800 is allocated to grader V.

               (D) Cash of $1800 is received within the residual group.

               (E) The basis of the property received in the taxable
               exchange (truck T) is equal to its cost of $1700.

     EXAMPLE 4.

          (i) B exchanges computer A (asset class 00.12), automobile A
          (asset class 00.22) and truck A (asset class 00.241), with C for
          computer R (asset class 00.12), automobile R (asset class
          00.22), truck R (asset class 00.241) and $400 cash. All
          properties transferred by either B or C were held for productive
          use in the respective transferor's business. Similarly, all
          properties to be received by either B or C will be held for
          productive use in the respective recipient's business.
          Automobile A, automobile R and truck R are each secured by a
          nonrecourse liability and are transferred subject to such
          liability. The adjusted basis, fair market value, and liability
          secured by each property, if any, are as follows:

__________________________________________________________________________


                                 Fair
                 Adjusted        market
                 basis           value         Liability
                 --------        ------        ---------


B TRANSFERS:
------------

  Computer A        $800         $1,500             $0
  Automobile A       900          2,500            500
  Truck A            700          2,000              0

C transfers:
------------
  Computer R       1,100          1,600              0
  Automobile R     2,100          3,100            750
  Truck R            600          1,400            250
  Cash                              400

__________________________________________________________________________



          (ii) The tax treatment to B is as follows:

               (A)--

                    (1) The first exchange group consists of computers A
                    and R (both are within the same General Asset Class).

                    (2) The second exchange group consists of automobiles
                    A and R (both are within the same General Asset
                    Class).

                    (3) The third exchange group consists of trucks A and
                    R (both are in the same General Asset Class).

               (B) Under paragraph (b)(2)(ii) of this section, all
               liabilities assumed by B ($1000) are offset by all
               liabilities of which B is relieved ($500), resulting in
               excess liabilities assumed of $500. The excess liabilities
               assumed of $500 is allocated among the exchange groups in
               proportion to the fair market value of the properties
               received by B in the exchange groups as follows:

                    (1) $131 of excess liabilities assumed ($500  x
                    $1600/$6100) is allocated to the first exchange group.
                    The first exchange group has an exchange group
                    deficiency of $31 because the fair market value of
                    computer A ($1500) exceeds the fair market value of
                    computer R less the excess liabilities assumed
                    allocated to the exchange group ($1600-$131) by that
                    amount.

                    (2) $254 of excess liabilities assumed ($500  x
                    $3100/$6100) is allocated to the second exchange
                    group. The second exchange group has an exchange group
                    surplus of $346 because the fair market value of
                    automobile R less the excess liabilities assumed
                    allocated to the exchange group ($3100-$254) exceeds
                    the fair market value of automobile A ($2500) by that
                    amount.

                    (3) $115 of excess liabilities assumed ($500  x
                    $1400/$6100) is allocated to the third exchange group.
                    The third exchange group has an exchange group
                    deficiency of $715 because the fair market value of
                    truck A ($2000) exceeds the fair market value of truck
                    R less the excess liabilities assumed allocated to the
                    exchange group ($1400-$115) by that amount.

                    (4) The difference between the aggregate fair market
                    value of the properties transferred in all of the
                    exchange groups, $6000, and the aggregate fair market
                    value of the properties received in all of the
                    exchange groups (taking excess liabilities assumed
                    into account), $5600, is $400. Therefore there is a
                    residual group in that amount consisting of $400 cash
                    received.

               (C) B recognizes gain on the exchange as follows:

                    (1) With respect to the first exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of computer A ($1500) over its adjusted
                    basis ($800), or $700. The amount of gain recognized
                    is the lesser of the gain realized ($700) and the
                    exchange group deficiency ($31), or $31.

                    (2) With respect to the second exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of automobile A ($2500) over its adjusted
                    basis ($900), or $1600.

                    The amount of gain recognized is the lesser of the
                    gain realized ($1600) and the exchange group
                    deficiency ($0), or $0.

                    (3) With respect to the third exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of truck A ($2000) over its adjusted
                    basis ($700), or $1300. The amount of gain recognized
                    is the lesser of gain realized ($1300) and the
                    exchange group deficiency ($715), or $715.

                    (4) No property transferred by B was allocated to the
                    residual group. Therefore, B does not recognize gain
                    or loss with respect to the residual group.

               (D) The total amount of gain recognized by B in the
               exchange is the sum of the gains recognized under section
               1031 with respect to each exchange group ($31 + $0  +
               $715), or $746.

               (E) the bases of the property received by B in the exchange
               (computer R, automobile R, and truck R) are determined in
               the following manner:

                    (1) The basis of the property received in the first
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($800),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($31), decreased by the
                    amount of the exchange group deficiency ($31), and
                    increased by the amount of excess liabilities assumed
                    allocated to that exchange group ($131), or $931.
                    Because computer R was the only property received
                    within the first exchange group, the entire basis of
                    $931 is allocated to computer R.

                    (2) The basis of the property received in the second
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($900),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($0), increased by the
                    amount of the exchange group surplus ($346), and
                    increased by the amount of excess liabilities assumed
                    allocated to that exchange group ($254), or $1500.
                    Because automobile R was the only property received
                    within the second exchange group, the entire basis of
                    $1500 is allocated to automobile R.

                    (3) The basis of the property received in the third
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($700),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($715), decreased by
                    the amount of the exchange group deficiency ($715),
                    and increased by the amount of excess liabilities
                    assumed allocated to that exchange group ($115), or
                    $815. Because truck R was the only property received
                    within the third exchange group, the entire basis of
                    $815 is allocated to truck R.

               (F) Cash of $400 is also received by B.

          (iii) The tax treatment to C is as follows:

               (A)--

                     (1) The first exchange group consists of computers R
                    and A (both are within the same General Asset Class).

                    (2) The second exchange group consists of automobiles
                    R and A (both are within the same General Asset
                    Class).

                    (3) The third exchange group consists of trucks R and
                    A (both are in the same General Asset Class).

               (B) Under paragraph (b)(2)(ii) of this section, all
               liabilities of which C is relieved ($1000) are offset by
               all liabilities assumed by C ($500), resulting in excess
               liabilities relieved of $500. This excess liabilities
               relieved is treated as cash received by C.

                    (1) The first exchange group has an exchange group
                    deficiency of $100 because the fair market value of
                    computer R ($1600) exceeds the fair market value of
                    computer A ($1500) by that amount.

                    (2) The second exchange group has an exchange group
                    deficiency of $600 because the fair market value of
                    automobile R ($3100) exceeds the fair market value of
                    automobile A ($2500) by that amount.

                    (3) The third exchange group has an exchange group
                    surplus of $600 because the fair market value of truck
                    A ($2000) exceeds the fair market value of truck R
                    ($1400) by that amount.

                    (4) The difference between the aggregate fair market
                    value of the properties transferred by C in all of the
                    exchange groups, $6100, and the aggregate fair market
                    value of the properties received by C in all of the
                    exchange groups, $6000, is $100. Therefore, there is a
                    residual group in that amount, consisting of excess
                    liabilities relieved of $100, which is treated as cash
                    received by C.

                    (5) The $400 cash paid by C and $400 of the excess
                    liabilities relieved which is treated as cash received
                    by C are not within the exchange groups of the
                    residual group.

               (C) C recognizes gain on the exchange as follows:

                    (1) With respect to the first exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of computer R ($1600) over its adjusted
                    basis ($1100), or $500. The amount of gain recognized
                    is the lesser of the gain realized ($500) and the
                    exchange group deficiency ($100), or $100.

                    (2) With respect to the second exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of automobile R ($3100) over its adjusted
                    basis ($2100), or $1000. The amount of gain recognized
                    is the lesser of the gain realized ($1000) and the
                    exchange group deficiency ($600), or $600.

                    (3) With respect to the third exchange group, the
                    amount of gain realized is the excess of the fair
                    market value of truck R ($1400) over its adjusted
                    basis ($600), or $800. The amount of gain recognized
                    is the lesser of gain realized ($800) and the exchange
                    group deficiency ($0), or $0.

                    (4) No property transferred by C was allocated to the
                    residual group. Therefore, C does not recognize any
                    gain with respect to the residual group.

               (D) The total amount of gain recognized by C in the
               exchange is the sum of the gains recognized under section
               1031 with respect to each exchange group ($100 + $600 +
               $0), or $700.

               (E) The bases of the properties received by C in the
               exchange (computer A, automobile A, and truck A) are
               determined in the following manner:

                    (1) The basis of the property received in the first
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($1100),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($100), decreased by
                    the amount of the exchange group deficiency ($100),
                    and increased by the amount of excess liabilities
                    assumed allocated to that exchange group ($0), or
                    $1100. Because computer A was the only property
                    received within the first exchange group, the entire
                    basis of $1100 is allocated to computer A.

                    (2) The basis of the property received in the second
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($2100),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($600), decreased by
                    the amount of the exchange group deficiency ($600),
                    and increased by the amount of excess liabilities
                    assumed allocated to that exchange group ($0), or
                    $2100. Because automobile A was the only property
                    received within the second exchange group, the entire
                    basis of $2100 is allocated to automobile A.

                    (3) The basis of the property received in the third
                    exchange group is the adjusted basis of the property
                    transferred within that exchange group ($600),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($0), increased by the
                    amount of the exchange group surplus ($600), and
                    increased by the amount of excess liabilities assumed
                    allocated to that exchange group ($0), or $1200.
                    Because truck A was the only property received within
                    the third exchange group, the entire basis of $1200 is
                    allocated to truck A.

     EXAMPLE 5.

          (i) U exchanges real estate A, real estate B, and grader A (SIC
          Code 3531) with V for real estate R and railroad car R (General
          Asset Class 00.25). All properties transferred by either U or V
          were held for productive use in the respective transferor's
          business. Similarly, all properties to be received by either U
          or V will be held for productive use in the respective
          recipient's business. Real estate R is secured by a recourse
          liability and is transferred subject to that liability. The
          adjusted basis, fair market value, and liability secured by each
          property, if any, are as follows:


__________________________________________________________________________


                                           FAIR
                           ADJUSTED        MARKET
                           BASIS           VALUE         LIABILITY
                           --------        ------        ---------

U Transfers:
------------

Real Estate A                $2000          $5000
Real Estate B                 8000         13,500
Grader A                       500           2000

V TRANSFERS:
------------

Real Estate R              $20,000        $26,500          $7000
Railroad car R                1200           1000

__________________________________________________________________________


          (ii) The tax treatment to U is as follows:

               (A) The exchange group consists of real estate A, real
               estate B, and real estate R.

               (B) Under paragraph (b)(2)(ii) of this section, all
               liabilities assumed by U ($7000) are excess liabilities
               assumed. The excess liabilities assumed of $7000 is
               allocated to the exchange group.

                    (1) The exchange group has an exchange group surplus
                    of $1000 because the fair market value of real estate
                    R less the excess liabilities assumed allocated to the
                    exchange group ($26,500-$7000) exceeds the aggregate
                    fair market value of real estate A and B ($18,500) by
                    that amount.

                    (2) The difference between the aggregate fair market
                    value of the properties received in the exchange group
                    (taking excess liabilities assumed into account),
                    $19,500, and the aggregate fair market value of the
                    properties transferred in the exchange group, $18,500,
                    is $1000. Therefore, there is a residual group in that
                    amount consisting of $1000 (or 50 percent of the fair
                    market value) of grader A.

                    (3) The transaction also includes a taxable exchange
                    of the 50 percent portion of grader A not allocated to
                    the residual group (which is not of a like kind or
                    like class to any property received by U in the
                    exchange) for railroad car R (which is not of a like
                    kind or like class to any property transferred by U in
                    the exchange).

               (C) U recognizes gain on the exchange as follows:

                    (1) With respect to the exchange group, the amount of
                    the gain realized is the excess of the aggregate fair
                    market value of real estate A and B ($18,500) over the
                    aggregate adjusted basis ($10,000), or $8500. The
                    amount of the gain recognized is the lesser of the
                    gain realized ($8500) and the exchange group
                    deficiency ($0), or $0.

                    (2) With respect to the residual group, the amount of
                    gain realized and recognized is the excess of the fair
                    market value of the 50 percent portion of grader A
                    that is allocated to the residual group ($1000) over
                    its adjusted basis ($250), or $750.

                    (3) With respect to the taxable exchange of the 50
                    percent portion of grader A not allocated to the
                    residual group for railroad car R, gain of $750 is
                    realized and recognized by U (amount realized of $1000
                    (the fair market value of railroad car R) less the
                    adjusted basis of the 50 percent portion of grader A
                    not allocated to the residual group ($250)).

               (D) The total amount of gain recognized by U in the
               transaction is the sum of the gain recognized under section
               1031 with respect to the exchange group ($0), any gain
               recognized with respect to the residual group ($750), and
               any gain recognized with respect to property transferred
               that is not in the exchange group or the residual group
               ($750), or $1500.

               (E) The bases of the property received by U in the exchange
               (real estate R and railroad car R) are determined in the
               following manner:

                    (1) The basis of the property received in the exchange
                    group is the aggregate adjusted basis of the property
                    transferred within that exchange group ($10,000),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($0), increased by the
                    amount of the exchange group surplus ($1000), and
                    increased by the amount of excess liabilities assumed
                    allocated to that exchange group ($7000), or $18,000.
                    Because real estate R is the only property received
                    within the exchange group, the entire basis of $18,000
                    is allocated to real estate R.

                    (2) The basis of railroad car R is equal to its cost
                    of $1000.

          (iii) The tax treatment to V is as follows:

               (A) The exchange group consists of real estate R, real
               estate A, and real estate B.

               (B) Under paragraph (b)(2)(ii) of this section, the
               liabilities of which V is relieved ($7000) results in
               excess liabilities relieved of $7000 and is treated as cash
               received by V.

                    (1) The exchange group has an exchange group
                    deficiency of $8000 because the fair market value of
                    real estate R ($26,500) exceeds the aggregate fair
                    market value of real estate A and B ($18,500) by that
                    amount.

                    (2) The difference between the aggregate fair market
                    value of the properties transferred by V in the
                    exchange group, $26,500, and the aggregate fair market
                    value of the properties received by V in the exchange
                    group, $18,500, is $8000. Therefore, there is a
                    residual group in that amount, consisting of the
                    excess liabilities relieved of $7000, which is treated
                    as cash received by V, and $1000 (or 50 percent of the
                    fair market value) of grader A.

                    (3) The transaction also includes a taxable exchange
                    of railroad car R (which is not of a like kind or like
                    class to any property received by V in the exchange)
                    for the 50 percent portion of grader A (which is not
                    of a like kind or like class to any property
                    transferred by V in the exchange) not allocated to the
                    residual group.

               (C) V recognizes gain on the exchange as follows:

                    (1) With respect to the exchange group, the amount of
                    the gain realized is the excess of the fair market
                    value of real estate R ($26,500) over its adjusted
                    basis ($20,000), or $6500. The amount of the gain
                    recognized is the lesser of the gain realized ($6500)
                    and the exchange group deficiency ($8000), or $6500.

                    (2) No property transferred by V was allocated to the
                    residual group. Therefore, V does not recognize gain
                    or loss with respect to the residual group.

                    (3) With respect to the taxable exchange of railroad
                    car R for the 50 percent portion of grader A not
                    allocated to the exchange group or the residual group,
                    a loss is realized and recognized in the amount of
                    $200 (the excess of the $1200 adjusted basis of
                    railroad car R over the amount realized of $1000 (fair
                    market value of the 50 percent portion of grader A)).

               (D) The basis of the property received by V in the exchange
               (real estate A, real estate B, and grader A) are determined
               in the following manner:

                    (1) The basis of the property received in the exchange
                    group is the adjusted basis of the property
                    transferred within that exchange group ($20,000),
                    increased by the amount of gain recognized with
                    respect to that exchange group ($6500), and decreased
                    by the amount of the exchange group deficiency
                    ($8000), or $18,500. This $18,500 of basis is
                    allocated proportionately among the assets received
                    within the exchange group in accordance with their
                    fair market values: real estate A's basis is $5000
                    ($18,500  x  $5000/$18,500); real estate B's basis is
                    $13,500 ($18,500  x  $13,500/$18,500).

                    (2) The basis of grader A is $2000.

(e) EFFECTIVE DATE. Section 1.1031(j)-1 is effective for exchanges
occurring on or after April 11, 1991.

[T.D. 8343, 56 FR 14855, Apr. 12, 1991]